JSBL financials JS Bank Limited
JS Bank Limited (JSBL) has 15 financial years on file, from the year to 31 Dec 2011. The latest, the year to 31 Dec 2025 earned Rs 1.36 a share on sales of Rs 40.3 bn. 5 quarters are listed below the years.
Results by financial year
Company accounts as filed. Earnings per share are on today’s share count where a split or bonus issue came later. Years to 31 December. 4 of the last 5 years and 5 of the last 8 quarters.
Earnings per share by financial year
| Year | Earnings per share (Rs) | Sales | Gross margin | Net profit as a share of sales | Change in earnings per share on the year before |
|---|---|---|---|---|---|
| Year to 31 Dec 2025 | 1.36 | Rs 40.3 bn | — | 3.9% | -2.2% |
| Year to 31 Dec 2024 | 1.39 | Rs 38.7 bn | — | 2.6% | — |
| Year to 31 Dec 2023 | 2.75share count unexplained, left out of growth | Rs 34.6 bn | — | 4.7% | — |
| Year to 31 Dec 2022 | 0.74share count unexplained, left out of growth | Rs 20.2 bn | — | 1.3% | — |
Results by quarter
5 of the last 8 quarters. The fourth quarter is filed only inside the annual accounts.
| Quarter | Earnings per share (Rs) | Sales | Profit after tax | Net profit as a share of sales | Change on the same quarter a year before |
|---|---|---|---|---|---|
| Quarter to 30 Sep 2026 | 0.54 | Rs 10.8 bn | Rs 1.1 bn | 10.2% | +10.2% |
| Quarter to 30 Jun 2026 | 1.05 | Rs 10.1 bn | Rs 2.2 bn | 21.4% | +707.7% |
| Quarter to 31 Mar 2026 | 0.51 | Rs 9.5 bn | Rs 1.0 bn | 11.0% | — |
| Quarter to 30 Sep 2025 | 0.49 | Rs 9.9 bn | Rs 1.0 bn | 10.2% | — |
| Quarter to 30 Jun 2025 | 0.13 | Rs 10.8 bn | Rs 268.1 m | 2.5% | — |
Annual report figures: income and balance sheet
From each annual report. A blank is a line this page does not show for that year.
| Year | Revenue | Gross profit | Profit after tax | Total assets | Equity | Liabilities | Return on equity | Current ratio | Basis |
|---|---|---|---|---|---|---|---|---|---|
| Year to 31 Dec 2022 | — | — | Rs 965.0 m | Rs 616.7 bn | Rs 21.5 bn | Rs 595.2 bn | 4.5% | — | unknown |
| Year to 31 Dec 2021 | — | — | Rs 1.3 bn | Rs 584.3 bn | Rs 22.0 bn | Rs 562.3 bn | 5.9% | — | unknown |
| Year to 31 Dec 2020 | — | — | Rs 1.2 bn | Rs 532.2 bn | Rs 20.6 bn | Rs 511.6 bn | 5.6% | — | unknown |
| Year to 31 Dec 2019 | — | — | Rs 25.0 m | Rs 470.4 bn | Rs 17.3 bn | Rs 453.1 bn | 0.1% | — | unknown |
| Year to 31 Dec 2018 | — | — | — | Rs 456.8 bn | Rs 15.6 bn | Rs 441.1 bn | — | — | unknown |
| Year to 31 Dec 2017 | — | — | Rs 973.0 m | Rs 388.3 bn | Rs 16.7 bn | Rs 371.6 bn | 5.8% | — | unknown |
| Year to 31 Dec 2016 | — | — | Rs 2.1 bn | Rs 264.7 bn | Rs 16.7 bn | Rs 248.1 bn | 12.5% | — | unknown |
| Year to 31 Dec 2015 | — | — | Rs 2.0 bn | Rs 218.5 bn | Rs 16.0 bn | Rs 202.5 bn | 12.7% | — | unknown |
| Year to 31 Dec 2014 | — | — | Rs 1.1 bn | Rs 179.4 bn | Rs 16.2 bn | Rs 163.2 bn | 6.5% | — | unknown |
| Year to 31 Dec 2013 | — | — | Rs 351.0 m | Rs 179.4 bn | Rs 16.2 bn | Rs 163.2 bn | 2.2% | — | unknown |
| Year to 31 Dec 2012 | — | — | Rs 709.0 m | Rs 81.6 bn | Rs 9.0 bn | Rs 72.6 bn | 7.9% | — | unknown |
| Year to 31 Dec 2011 | — | — | Rs 360.0 m | Rs 53.9 bn | Rs 7.5 bn | Rs 46.4 bn | 4.8% | — | unknown |
Source: annual report, page 68.
Ratios from the latest annual report
- Return on equity
- 4.5%
- Return on assets
- 0.2%
- Book value a share
- Rs 10.51
- Price to book value
- 1.17 times
- Debt to equity
- 27.62
- Equity as a share of assets
- 3.5%
- Tax rate paid
- 54.7%
As of 31 Dec 2022.
More on JSBL
- JSBL share price and overview
- Commercial Banks sector
- MCB financials · MCB Bank Limited
- MEBL financials · Meezan Bank Limited
- NBP financials · National Bank of Pakistan
- UBL financials · United Bank Limited
- HBL financials · Habib Bank Limited
- SCBPL financials · Standard Chartered Bank (Pak) Ltd
Data from PSX via SuperX, delayed and provided for information only — not investment advice. Figures may contain errors; verify with your broker before acting. As of .